No Down Payment tells the story of chronic nobody, Karl Adams, who finds a classified ad offering,

Guaranteed Results.
No down payment.
216 Division Street

Wary of get-rich-quick schemes, Karl initially dismisses the offer, but …

No Down Payment is a supernatural thriller told from a Biblical world view. As such, the author has tried to make it Biblically credible, with a Christian redemptive message, and hopefully, without the simplistic, Sunday school gospel presentation.

If you’re at all curious, follow this page for the chapters the author will post as he polishes them.

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